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Because privacy is such an important issue, our legal staff has developed the sample web
site privacy statement below. Needless to say, you should use this information only as an
example in developing your own web site privacy statement. If your privacy policies
differ from those below, then your privacy statement should reflect those differences. As
usual, you are best advised to run your completed privacy statement by a qualified
attorney to ensure compliance with any state or federal legal requirements.

Web Site Privacy Statement

At Ed Williams Insurance (GaInsuranceDirect.com), we are committed to protecting your privacy as a
visitor to this Web site and as our customer. To our visitors and to our customers,
we offer this pledge:

Ed Williams Insurance is the owner of the information, which is collected on
this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer,
share, lease or rent any personally identifiable information to any third party not
specifically authorized by you to receive your information except as we have
disclosed to you in this Privacy Policy.

Information Collection
We will ask you to provide your personal information to us when you enroll for
coverage and when you purchase an insurance policy from us. We will also ask
you to provide your personal information to us when you send e-mail to us from
this Web site. When you enroll for an insurance policy at Ed Williams Insurance,
we will ask you to provide your name, home address, mailing address,
telephone number and e-mail address. This information will be provided to the
insurance company when you purchase an insurance policy so they can establish
you as a policyholder. We will maintain a record of your information at the
offices of Ed Williams Insurance. so we can provide you with policyholder
service. The employees of Ed Williams Insurance are each required to sign and
acknowledge a Confidentiality And Nondisclosure Agreement. Each employee
has been instructed on maintaining the privacy of each customer and the
importance of protecting the customer's personal information.



When you purchase an insurance policy from Ed Williams Insurance, you will
pay the premiums with your credit card or personal check. If you use your credit
card to pay the premium, your credit card information is deleted from our records
after your purchase has been authorized. A transaction number will be provided to
you on your Binder Of Insurance. You may use this transaction number as a
reference to the credit card purchase. We do not keep a record of your credit card
information. If you pay the premium using your personal check, we will keep a
copy of your check in your file.

When you send us e-mail from this Web site, you will provide us with certain
personally identifiable information including your e-mail address.


Cookies
A cookie is a piece of data that is stored on a visitor's hard drive while they are
visiting this Web site. We may utilize a short-lived form of cookie when you visit
this site. Ed Williams Insurance, a cookie is only used to identify one
unique visitor from another visitor during a particular session. A session is the
period of active site-use while that unique visitor is linked to our server. We may
use cookie technology during a session as a tool to carry forward your input
information during the enrollment process. This enables the visitor to input their
information once and have the information appear later during the enrollment
process. No personally identifiable information is stored on the cookie. The
cookie expires and is deleted from the visitor's computer as soon as they close
their browser or if they are not actively browsing our Web site for more than 20
minutes. Should a previous visitor to our Web site return for a new session, they
will be issued a new cookie and in no way will they be recognized as a visitor
from a previous visit or session.

Third Party Links
This Web site may contain links to third party Web sites that are not controlled by
Ed Williams Insurance. These third party links are made available to you as a
convenience and you agree to use these links at your own risk. Please be aware
that Ed Williams Insurance is not responsible for the content of third party
Web sites linked to Ed Williams Insurance nor are we responsible for the
privacy policy or practices of third party Web sites linked to Ed Williams Insurance.
Our Privacy Policy only applies to information we collect from you while
you are at and while you are actively in a session with Ed Williams Insurance.
If you should link to a third party Web site from Ed Williams Insurance, we
strongly encourage you to review and become familiar with that Web site's
privacy policy.

Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with
advance notice of our intent to make the changes.

If you have any questions about our privacy policy, please feel free to contact us
at: edwilliamsinsurance@msn.com