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georgia business insurance
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georgia general liability
Business Liability Insurance Quotes
Business Liability Insurance Quotes
Business Liability Insurance Quotes
small business insurance quote
fayetteville ga small business insurance
general liability insurance quote
Fayetteville ga commercial insurance

                                                                    

GaInsuranceDirect.com
270 S. Glynn Street Fayetteville, GA. 30214
Free Phone Quotes 770-461-1355






Do You Need Georgia General Liability, Small Business Insurance, or Commercial Building Coverage?






Ed Williams Insurance Agency of Fayetteville, Georgia is the source you need for your small business or large commercial insurance coverage! We offer multiple A+ rated national local Georgia insurance companies that compete for your Georgia business insurance.

We write many types of business insurance types and offer FREE no-obligation business insurance quotes online for your convenience 24 hours a day.We also offer several ways to get a FREE business insurance rate comparison. Request your business insurance quote within minutes here on our website, by email, in person at our Fayetteville office, or by phone at 770-461-1355.

Just simply answer a few basic questions about your business type, how much coverage you need, and other details. The time to complete our quote form is 5 minutes, and once submitted we do all the rate comparisons for you. Rest assured your information is kept private and beware other sites that may sell, auction, or share your information!


About Georgia General Liability Insurance

In today's litigious society, even small mishaps can result in large lawsuits. That's why general liability insurance, along with property and worker's compensation insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn't do) to cause an injury or property damage.



How General Liability Works

Under a general liability insurance policy, the insurer is obligated to pay the legal costs of a business in a covered liability claim or lawsuit. Covered liability claims include bodily injury, property damage, personal injury, and advertising injury (damage from slander or false advertising). The insurance company also covers compensatory and general damages. Punitive damages aren't covered under general liability insurance policies because they're considered to be punishment for intentional acts.

General liability insurance policies always state a maximum amount that the insurer will pay during the policy period. Usually these policies also list the maximum amount the insurer will pay per occurrence. For example, if a company has a $1 million occurrence cap in its liability policy and it's successfully sued for $1.5 million, the insurer would pay $1 million and the business would be responsible for paying $500,000.

To cover these types of situations, many companies purchase umbrella liability insurance, which picks up where their general liability coverage ends. Umbrella liability covers payments that exceed their other policy's limits, and provides additional coverage for liabilities not covered in a standard liability insurance policy.

Most insurance companies require their policyholders to report as soon as possible any accidents that could lead to a liability claim. The insurer may then require the business owner to document the situation, forward all summonses and legal notices, and cooperate fully in any investigations.

Taking precautions before an accident can help keep your liability and insurance rates down. All businesses can take certain steps to lower the chance of a liability insurance claim:

 
   * Set a high standard for product quality control.
   * Make sure all company records are complete and up-to-date.
   * Be sure employees are properly trained.
   * Get safety tips for your type of business from your insurance company.




 






  Types of Business we  
       specialize in:


- Small Business Owners Policy    - Plumbing                                     
- Electricians                  
- Lawn Care & Land Scaping           - Barber Shops & Stylist                   - Painters
- HVAC                                                     - Concrete Work                                  - Floor Covering
- Handyman                                           - Retail Shops                                     
* Most Small Business Services  

There are so many types of business's in Georgia, if you do not see your business on your list please still request an online quote, call, or request a phone quote, we may have a great rate with our large network of Georgia business insurance companies!

Georgia Business Insurance
Statements on this web site as to policies and coverage's provide general information only. This information is not an offer to sell insurance.  Insurance coverage cannot be bound or changed via submission of any online form/application provide on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition,and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at [insert phone number] to discuss specific coverage details and your insurance needs. All coverage's are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverage's are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
Ed Williams Insurance Agency   270 S. Glynn Street   Fayetteville, GA. 30214       P.  770-461-1355    F.  770-719-9263    edwilliamsinsurance@msn.com
Let us work for you! We represent several Georgia Commercial Companies and can fight for a great rate for your Business Insurance Coverage. We offer
many broad types of coverages from Commercial Auto to General Liability. Please fill out the form below to the best of your ability and let our company
find a rate for your Georgia Business Policy now!




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Business Name:
Contact Name:
Email Address:
Phone Number:
Street Address:
City:
Zip Code:
Is Business:
Year Business Started:
Is Business Currently Insured:
What Does This Business Do (What Type Of Work Do You Perform, Be As Detailed As Possible):
Do You Do Any Roofing Work:
Do You Do Any House Framing Work:
What Percentage Of Your Clients Are Commercial?
Do You Operate Outside Of The State Of Georgia:
Number of Employees:
What Is Your Total Annual Payroll:
What Was Your Prior Year Gross Receipts:
Do You Need General Liability Coverage Please Choose Amount:
Do You Need Workers Compensation Coverage:
Do You Need Commercial Auto Coverage (Skip If No), If So Please List The Vehicles:

Building Coverage Section (Skip If Not Needed)

Do You Need Property Coverage:
Building Coverage Amount:
Square Footage:
Year Built:
Whats The Building Made Of:
Does The Building Have An Alarm System:
Do You Rent Out To Other Businesses:
Do You Do Any Deep Frying On The Premises (For Profit):