georgia business insurance
georgia business insurance
georgia business insurance
georgia general liability
georgia general liability
Business Liability Insurance Quotes
Business Liability Insurance Quotes
Business Liability Insurance Quotes
small business insurance quote
fayetteville ga small business insurance
general liability insurance quote
Fayetteville ga commercial insurance
Ed Williams Insurance Agency
270 S. Glynn Street Fayetteville, GA. 30214
Free Phone Quotes 770-461-1355
About Us
Contact Us
F.A.Q.
Directions To Us
Bond Quotes
Do You Need Georgia General Liability, Small Business Insurance, or Commercial Building Coverage?
Ed Williams Insurance Agency of Fayetteville, Georgia is the source you need for your small business or large commercial insurance coverage! We offer multiple A+ rated national local Georgia insurance companies that compete for your Georgia business insurance.
We write many types of business insurance types and offer FREE no-obligation business insurance quotes online for your convenience 24 hours a day.We also offer several ways to get a FREE business insurance rate comparison. Request your business insurance quote within minutes here on our website, by email, in person at our Fayetteville office, or by phone at 770-461-1355.
Just simply answer a few basic questions about your business type, how much coverage you need, and other details. The time to complete our quote form is 5 minutes, and once submitted we do all the rate comparisons for you. Rest assured your information is kept private and beware other sites that may sell, auction, or share your information!
About Georgia General Liability Insurance
In today's litigious society, even small mishaps can result in large lawsuits. That's why general liability insurance, along with property and worker's compensation insurance, is essential for most companies. Liability insurance protects the assets of a business when it is sued for something it did (or didn't do) to cause an injury or property damage.
How General Liability Works
Under a general liability insurance policy, the insurer is obligated to pay the legal costs of a business in a covered liability claim or lawsuit. Covered liability claims include bodily injury, property damage, personal injury, and advertising injury (damage from slander or false advertising). The insurance company also covers compensatory and general damages. Punitive damages aren't covered under general liability insurance policies because they're considered to be punishment for intentional acts.
General liability insurance policies always state a maximum amount that the insurer will pay during the policy period. Usually these policies also list the maximum amount the insurer will pay per occurrence. For example, if a company has a $1 million occurrence cap in its liability policy and it's successfully sued for $1.5 million, the insurer would pay $1 million and the business would be responsible for paying $500,000.
To cover these types of situations, many companies purchase umbrella liability insurance, which picks up where their general liability coverage ends. Umbrella liability covers payments that exceed their other policy's limits, and provides additional coverage for liabilities not covered in a standard liability insurance policy.
Most insurance companies require their policyholders to report as soon as possible any accidents that could lead to a liability claim. The insurer may then require the business owner to document the situation, forward all summonses and legal notices, and cooperate fully in any investigations.
Taking precautions before an accident can help keep your liability and insurance rates down. All businesses can take certain steps to lower the chance of a liability insurance claim:
* Set a high standard for product quality control.
* Make sure all company records are complete and up-to-date.
* Be sure employees are properly trained.
* Get safety tips for your type of business from your insurance company.
Types of Business we
specialize in:
- Small Business Owners Policy - Plumbing
- Electricians
- Lawn Care & Land Scaping - Barber Shops & Stylist - Painters
- HVAC - Concrete Work - Floor Covering
- Handyman - Retail Shops
* Most Small Business Services
There are so many types of business's in Georgia, if you do not see your business on your list please still request an online quote, call, or request a phone quote, we may have a great rate with our large network of Georgia business insurance companies!
Georgia Business Insurance
Statements on this web site as to policies and coverage's provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provide on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition,and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at [insert phone number] to discuss specific coverage details and your insurance needs. All coverage's are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverage's are available in every state. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
Ed Williams Insurance Agency
270 S. Glynn Street
Fayetteville, GA. 30214
P) 770-461-1355
F) 770-719-9263
Get A Quote!
